Privacy Policy
Your trust is our top priority. Here's how we protect your data.

TABLE OF CONTENTS

1. Introduction

ChainFundIt ("we", "our", or "us") is committed to protecting your privacy and personal data. This Privacy Policy explains what information we collect, how we use it, who we share it with, and your rights under applicable data protection laws, including the UK General Data Protection Regulation (UK GDPR) and the Nigeria Data Protection Regulation (NDPR).

By using www.chainfundit.com, you agree to this Privacy Policy, our Terms and Conditions, and our Cookie Policy.

2. Who We Are

ChainFundIt Limited
Company No. 13253451
Registered in England & Wales
71–75 Shelton Street, Covent Garden, London, WC2H 9JQ

General Support Email: campaigns@chainfundit.com
Privacy Matters Contact: mngt@chainfundit.com

We are the data controller for personal data collected through our platform.

3. Information We Collect

a. Account & Identity Data

  • Full Name
  • Email address
  • Phone number
  • Password (Encrypted)
  • Date of birth
  • Government-issued ID or verification documents (where required)

b. Campaign Data

  • Campaign name, description, and category
  • Uploaded media (images, videos, documents)
  • Bank account details (used for verifying payout recipients)
  • Beneficiary name (if different from organiser)

c. Donation Data

  • Donation amount and currency
  • Donor name (unless anonymous)
  • Optional donor message
  • Associated campaign
  • Payment method (via our payment provider)

d. Technical Data

  • IP address
  • Browser and device information
  • Time zone and geolocation (approximate)
  • Cookie data and session logs

4. How We Use Your Data

We use your information to:

  • Register and manage your account
  • Verify your identity and compliance (e.g. KYC, fraud screening)
  • Process donations through licensed payment partners
  • Disburse funds to verified payout accounts
  • Facilitate chain ambassador referrals and commission payouts
  • Respond to support requests and user inquiries
  • Improve user experience and site functionality
  • Meet legal, financial, and regulatory obligations

6. Who We Share Your Data With

Your personal data may be shared with:

  • Payment processors (e.g. Stripe, Paystack)
  • Identity verification services
  • Hosting services and media storage
  • Email and notification platforms (e.g. Resend)
  • Law enforcement or regulatory authorities, where legally required
  • Other users, such as campaign creators viewing donor names (unless donor chooses anonymity)

7. International Transfers

Some of our service providers may be located outside your country of residence. In such cases, we rely on lawful mechanisms for cross-border data transfers (e.g. Standard Contractual Clauses).

8. Data Retention

We retain personal data for the following periods:

Data TypeRetention Period
Campaign data & media3 months after campaign closure (as per Terms)
Financial/donation records6 - 7 years (for legal, audit, and tax compliance)
Identity verification dataUp to 7 years (for AML/KYC documentation)
Support communications12 months after final correspondence

9. Your Data Rights

Depending on your jurisdiction, you have the right to:

  • Access your personal data
  • Correct inaccurate or outdated information
  • Request deletion of your data (subject to legal exceptions)
  • Withdraw consent (for optional services or marketing)
  • Object to or restrict certain types of processing
  • Request a copy of your data (data portability)

To exercise these rights, email mngt@chainfundit.com.

10. Security Measures

We implement industry-standard safeguards to protect your data:

  • Encrypted transmission and payment processing
  • Two-factor authentication for critical actions
  • Role-based access controls
  • Fraud and abuse monitoring
  • KYC verification for campaign recipients

Note: Despite these measures, no online system is completely secure. We recommend that you use strong passwords and do not share your login credentials with anyone.

11. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal data from children.

If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

12. Cookies

This Cookie Policy explains how ChainFundIt Limited uses cookies and similar tracking technologies on our website.

Our website: www.chainfundit.com.

By using our site, you agree to our use of cookies in accordance with this policy, unless you disable them through your browser settings or our cookie preference tools (where available).

1. What Are Cookies?

Cookies are small text files placed on your computer or device when you visit a website. They help websites remember your preferences, understand how you interact with pages, and enhance your user experience.

Cookies can be:

  • Session cookies – deleted when you close your browser
  • Persistent cookies – remain on your device until they expire or are deleted manually

2. Types of Cookies We Use

We use the following categories of cookies:

a. Strictly Necessary Cookies

These cookies are essential to make the website function properly and securely. They include:

  • Login session tokens
  • User authentication cookies
  • Security and fraud prevention cookies

Without these, the platform may not function.

b. Performance & Analytics Cookies

These cookies help us understand how visitors interact with the website, including:

  • Page views
  • Click patterns
  • Time spent on pages

We use tools like Google Analytics to monitor platform usage, improve performance, and identify problems.

c. Functionality Cookies

These cookies remember your settings and preferences to provide a more personalized experience. For example:

  • Preferred language
  • Campaign filters or search history
d. Marketing & Third-Party Cookies

We do not use cookies to serve third-party advertising. However, embedded content (e.g. YouTube, Twitter) may place their own cookies, subject to their policies.

3. How You Can Control Cookies

You can manage or disable cookies in the following ways:

  • Browser Settings: Most browsers allow you to block or delete cookies. Check your browser's Help section for guidance.
  • Device Settings: Mobile operating systems may have their own cookie controls.
  • Do Not Track: We honour DNT settings where supported.

Note: Disabling cookies may affect the functionality of certain features (e.g. login sessions or donation tracking).

4. Third-Party Tools We Use

Some cookies may be set by third-party providers we use to operate the platform:

  • Google Analytics – for anonymous traffic and usage stats
  • SendGrid / Mailgun – for email and engagement tracking
  • Cloudinary – for image performance optimization

These providers may have access to some anonymized or device-level data. Their privacy policies apply.

5. Changes to This Cookie Policy

We may update this Cookie Policy from time to time. When we do, we'll revise the "Effective Date" above and may notify users via email or banner.

13. Policy Update

We may update this Privacy Policy from time to time. If significant changes are made, we will notify users via email or platform notifications.

14. Contact Us

If you have any questions about this Privacy Policy, please contact our Data Protection Officer:

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